Compared to its neighbours, cashless payment options in Taiwan are relatively limited. For instance, the EasyCard, which is essential for getting around Taipei, can primarily be purchased and reloaded with cash at most locations. Although the Taipei Metro plans to accept credit cards and Apple Pay starting in 2025, cash remains necessary for many transactions.
You’ll also need cash for getting around in taxis, dining at breakfast shops (like those selling fried dough fritters and soy milk), exploring night markets, and taking day trips to smaller towns.
ATMs: Look out for ATMS by Bank of Taiwan, CTBC Bank, Mega International Bank, TaipeiFubon, Cathay United Hua Nan, Taishin Bank, ChangHwa Bank, Sinopac, Kaohsiung Bank, HSBC Bank, and Cooperative Bank.
Mobile payments:
- LINE Pay is one of the most widely accepted e-wallets. AliPay, Apple Pay, Google Pay, Samsung Pay, and WeChat Pay are accepted to varying degrees.
- Customers of OCBC can use their mobile banking app to pay at merchants within UnionPay’s global ecosystem.
10. SYDNEY AND MELBOURNE, AUSTRALIA
Cash limit: A$10,000 AUD (S$8,700)
Cashless payments adoption rate: High
